Northwest Florida Real Estate

 

CONDOS FOR SALE
IN PANAMA CITY BEACH

Search condos for sale in Panama City Beach, FL, by complexes,
developments and resorts.
Listings are updated daily from the MLS.

 


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Our property search includes all condos for sale in Panama City Beach by all real estate
brokers.  You have no reason to look anywere else, if you don't see it here, its not for sale.

About PCB Condos

Owning a beachfront condo in Panama City means you can wake up to not only the sight
of the most beautiful sunrise in the country, but also hear and feel the calm that comes
with the water’s ebb and flow along the sand.

 

  

The condominum lifestyle isn’t for everyone, but it’s increasingly sought by people desiring an oasis in the midst of the city life they know and love. Being able to socialize and live in secluded safety is the best fruit that hangs from the tree of the condo life.

If you would like more information on any of these Panama City Beach condos for sale, just click the "Request More Information" button when viewing the details of that property. We can provide you with disclosures, past sales history, dates and prices of condos recently sold nearby, and more.

And, if you haven't already, be sure to register for a free account to automatically receive email alerts whenever new Panama City Beach condo hit the market that match your search criteria.

 

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Advantages of Owning a
Condo in Panama City Beach

Home ownership is the American dream. Regardless of the place, owning your own
space is the dream of adults everywhere. That begs the question: What do you want
to wake up to every morning?

The white picket fence concept is nice, and yet tedious at the same time. Maintenance and upkeep are the enemies of long peaceful nights with a craft beer and a warm breeze in your face. Condo owners in Panama City Beach are generally looking for something different.

  

Most Recent Panama City Beach Condos For Sale
 

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The Benefits of the Beachfront
Condo Lifestyle in Panama City Beach

Someone else does the work: Keeping roofs updated, windows clean and clear, and sweeping walkways are things that don’t keep you awake at night nursing a sore back. Your association fees take care of that.

Major costs are shared: Excess funds go into an account where a well managed property handles the big renovation projects to the condo complex and upgrades are covered. Even if the fund can’t cover everything and falls short, the pain of the cost is shared among all owners in the condominium assocation. Every owner in the condominium gets the benefits with the lowered shared costs to go with them.

Security: Gated communities are the norm for city-dwelling condo owners. Your monthly condo fees provide for a consistent presence at the door. A free standing home doesn’t offer the stability of knowing the schedule of neighbors or restricting access.

Price: Depending upon location, mortgage and fees are often equivalent to rent.

 

Now that you’ve considered the money end, here are potential
building features that often come with the luxury of condo
ownership in Panama City:

Access: The number one reason to live the condo lifestyle is quick, easy  access to all the city has to offer. Do you want to see Dueling Pianos at the Spinnaker Beach Club? Join a bowling league at Raptor Lanes where you can meet up with friends after helping local youth in the Summer Reading Program?

Services: Concierge services are among the most highly asked for of all amenities in owning a condo. These connected people have access to events and people you might not normally get. Having a guy who knows a guy is almost better than actually doing yourself. If you catch what I mean.

Building Amenities: The need to pay for a separate fitness membership is moot when you life the condo lifestyle in Panama City. Many places offer yoga, crossfit, spin classes, and general gym space to fit your style and mood that day.

Pets: When 62% of American have at least one four-legged friend, developers have realized the need to include services catering to the new extended family. This means the best places in Panama City have grooming services, outdoor and indoor play areas, and offer healthy diet menu planning to make the relationship last longer.

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The Condo Lifestyle

You are sold on the lifestyle. The energy of the city appeals to your urban soul. Before you sign that mortgage agreement, consider these next steps toward Condo ownership:

 

Get an expert: Purchasing a condo is very different than a single family home.  Its important to use a REALTOR who has experience with purchasing condominiums.  Get In Touch With One Here.

Get to know the legislation in your state. Every state has different regulations regarding condos. A simple Google search for “Condo regulations in Florida” will provide all necessary documentation.

Learn about different types of ownership. Just as there are different kinds of buildings, there are different kinds of legal ownership too -- like leasehold interest, freehold, tenancy-in common and joint tenancy. 

Compare condo fees. The number doesn't tell the whole story -- you'll want to know what is and isn't covered when looking at your monthly budget.

Learn the rules, bylaws and regulations. As mentioned before, you should know the rules and how they will be enforced. Remember, they can work in your favor -- like sparing you a neighbour's late night party.

Ask about occupancy. If you plan to rent out your condo, make sure it's allowed under the rules. Likewise, you may want to know if you'll be sharing space with temporary renters like students.

Look beyond the unit. Some questions you may want to ask include: Is the building well managed? Does it have a healthy reserve fund? What special assessments have been done in the past? What work needs to be done in the future? Your home inspector should look beyond your unit too.

Get the right insurance. The insurance included in your condo fees only covers common areas and the original building. It's up to you to cover your belongings and what happens inside your unit -- like water damage or accidents. There is special insurance called H06 type of insurance which covers from the sheetrock of your condo in.

The local market has turned the corner following the recession. Although the sales statistics and prices of Panama City Beach condos change all the time, the median price for condominum ownership is currently a reasonable at $95/sq ft according. Compare the costs of ownership vs. rental and buying is always preferable because of the appreciation over time.

  


 

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Living on Panama City Beach

Panama City Beach sports a spectacular shoreline that extend for 27 miles with views of the emerald-green water of the Gulf of Mexico captivating the eye. Residents who cherish good ole’ Southern hospitality — something that infiltrates the lifestyle here — say the location is perfect for them and so is the dining and shopping that all blend together to make it home.

Waterfront Living in a Condominium

 

Athough there are many waterfront condominium complexes in PCB - The three condo compelxes below have proven to be the most popular beachfront condos in Panama City Beach. 

Calypso Towers Condos have quickly become one of Panama City Beaches most popular condo resorts after being constructed in 2006. It's popularity can largely be contributed to convenient location directly across the street from Pier Park shopping mall and nearby family entertainment.

Edgewater Beach Resort is Panama City Beach's only Full Resort and has the most amenities of any Property in PCB. If you are intrested in condos for sale at Edgewater Beach Resort your best option would be to contact one of the onsite agents like Chad Miller.

Majestic Beach Towers is one of the most soughtafter condos in Panama City Beach, offers a great number of amenities which include, 650 feet of beachfront property directly on the Gulf of Mexico. Fitness center, conference center, movie theater, 2 beachfront pools, one indoor pool, gift shop. Every condo at Majestic is directly on the beach.

Entertain your Guests in Panama City Beach

Resident’s who aren’t entertaining at home or enjoying the social hour at the Shark’s Tooth club, have dinner at Firefly, another one of the favorite Panama City Beach restaurants, or they might drive 15 minutes to Rosemary Beach, on the east end of Highway 30A, for fresh Gulf seafood at Restaurant Paradis.

Lots of fun things to do in Panama City Beach

Lures for residents and vacationers alike include the 1,500-foot Russell-Fields Pier, known for its fishing and sunrise and sunset views and, historic Pineapple Willy’s for the best ribs on the beach.

Pier Park is a colorful enclave of shops, restaurants and entertainment and is also a venue for events throughout the year, like Unwind at Pier Park, which is part of the annual Taste of the Beach wine festival, and the New Year’s Eve Beach Ball Drop.

Optimism for an improved jobs market and a real-estate upturn with fewer foreclosures has spurred new construction. House hunters will find a wide variety of buying options in Panama City Beach.

The long-established golf-cart-friendly and gated community of Carillon Beach, sits on the south side of Highway 98 on the Gulf. Carillon Beach is home to both full-time and second-home owners with houses that have name plaques like “Seas the Day.” Built in late 1991, Carillon Beach is similar to the town of Seaside. One of its unique characteristics is that most of the homes have shaded porches.

Condos are Best Sellers

According to this year’s real estate sales statistics in the area, Gulf front condos are a best seller in Panama City Beach with over half of the condos sold this year being beachfront with beach access.

The most important things to consider when buying a condo is to take time to do your research. First and foremost, decide where you want to be located. From there, find out what the condo options are in the area. Condos located on the beachs will be more common and readily available.

Considerations should include how much privacy you would like to have. Having privacy is possible in a condo, although condo living does mean neighbors will be quite close, some condos have made it a point to build so that residents feel that they have more privacy.

Calculate all the costs of Buying a Condo

There are different financial considerations when contemplating a condo purchase as opposed to a single family home purchase. Most of the homeowner associations impose fees for ongoing building maintenance, whereas in another type of home you pay for expensive renovations or maintenance projects at a time when you can afford them.

Ask to review the minutes of the association’s meetings to see if there are outstanding maintenance issues that will be associated with the cost of your condo. While condo fees aren’t a part of your monthly mortgage payment, you will still need to budget for that expense.

Keep in mind also that condominium association dues include insurance and the cost may be higher than for a single family home as the community association pays for things like the roof, elevators, exterior walls, walkways and the land itself that are all owned by the association.  

  

Condo owners typically pay lower homeowner insurance rates because they are paying only for the inside of their home and their personal possessions. Once you determine the location you prefer, become familiar area and the various condo options, amenities and fees. Many first-time buyers don’t think about the additional cost of condominium association fees which pay for communal maintenance and services.

Keep in mind that these condo fees will be part of your debt-to-income ratio when you qualify for a loan. The down payment required may be higher on condos than on single-family homes. When considering a condo purchase, take your time to look at the building. Do you like its size? Is it in the right location? Is the building properly maintained and are the amenities to your liking?

Hire a Professional

For your best results in finding the right condo for you and your family in Panama City Beach, use a professional REALTOR who can assist in your search for the best property. A professional real estate agent will know everything you need to know about buying a condo in Panama City Beach.